Keller & D'Agostini

REAL ESTATE LOAN CENTER

No matter your lending needs, the following tips will help you get started.

  • Check Your Credit Rating: Credit scores can range between 400-800. A high credit score may help get you a lower interest rate.
  • Ask your lender how you can improve you credit score if you need to.
  • If you are looking for a loan to purchase property, try to save funds toward downpayment, closing costs, and inspection fees. Also, work on trying to reduce other debt, like paying down high interest rate credit cards.
  • Stability is key, so now is not a good time to change careers, move money around or spend on big ticket items.

Contact information for the 3 major credit reporting agencies are below.

Equifax: http://www.equifax.com – (800) 685-1111
Experian: http://www.experian.com – (800) 392-1122
Trans Union: http://www.transunion.com – (800) 888-4213